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Endowment Plan

Achieve your dreams of a better financial future

Endowment Plan

The plan provides life protection through financial security to your loved ones upon the occurrence of either death, disability, or critical illness. The plan also pays the specific maturity benefits at the end of the premium paying term.



Get up to 100% of the sum assured in natural/accidental death without any waiting period.



Pays up to 100% of the sum assured in the event that the policyholder suffers a total and permanent disability.


Critical illness

Pays up to 50% of the current sum assured subject to a maximum of KES 5M, paid on 1st ever diagnosis.


Medical underwriting
above FCL

The policyholder will be required to perform medical tests where total sum assured exceeds Kes 10M across active policies, or if any medical question is answered to the affirmative.

Key features

  • Accidental death - 0 to 12th month: current sum assured, 13th month onwards: double current sum assured. No waiting period.
  • Maturity benefit - A lump sum payable upon both the policy remaining active for the entire duration until the end of the premium-paying term and the policyholder surviving.
  • Accidental hospitalisation benefit - The plan will pay 0.2% of the sum assured for each day spent in hospital per life assured.
  • Automatic benefit increase - Offers the policyholder the option of having the premium automatically increase either by 5% or 10% on an annual basis on the anniversary date of the plan.
  • Once the premium waiver benefit is activated on the plan, paying premiums under this plan is no longer required.

To know more about this plan:

SMS - “Endowment” to 20114

Call - 020 420 9000 or 0711 095 000

Email - AbsaLifeKenya@absa.africa

For more details on our Endowment Plan please download the product brochure as a PDF from here.


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